There are a number of different reasons as to why a person should learn about personal finance, but it is perhaps understandable that most people cannot see these reasons for themselves. Personal finance is considered is a complex topic to know about and for that reason a person just naturally tends to shy away from it, making excuses in an attempt to avoid having to learn about it. This edition is revised thoroughly and new chapters are added in this edition. This book will prepare the students to deal with a constantly changing economy by having the student: learn the importance, and have a basic understanding of, planning techniques; develop and identify analytical skills, to facilitate effective financial decision-making, including informed decisions regarding budgets, investment, insurance, retirement, and estate planning. It aims to inspire learners in striving harder by developing a sense of responsibility and commitment as they go along with the course. The content coverage is in seven units under three sections.