This title presents a balanced discussion of the pros and cons of unified financial services supervision. It also highlights the progress of unified regulators in adopting a consistent framework for the regulation and supervision of all financial intermediaries they oversee. Practical problems faced by countries in setting up unified regulators are identified as well as the important legal and policy issues that should be considered when developing regulatory and institutional models of unified financial services supervision. Приложения: Закон об управлении финансового надзора - Эстония. Закон об управлении финансового надзора - Венгрия. Закон о комиссии по финансовым рынкам и рынкам капиталов - Латвия.