Adequate debt burden measurement and benchmarking is a necessary condition for an efficient policy implementation by a central bank. This is conditioned by a number of factors. First, debt burden indicator is an important measure of banking system stability and can serve as a leading indicator of banking crises. Debt level is also a factor that amplifies fluctuations in the real sector of economy, especially in unfavourable periods. Thus, the analysis of changes in debt burden indicator is directly related to a central bank’s objectives to maintain financial and macroeconomic stability.