This book uses exclusive research, interviews and surveys to bring readers a clear picture of the rapidly developing P2P lending industry in China. It is comprised of two parts. The first part is a comprehensive analysis of China’s P2P lending industry. It outlines the factors behind the meteoric rise of P2P lending in China, and also the challenges its rapid rise has posed. The second part is a panoramic survey of China’s P2P lending industry with studies of typical cases, which also provide reference to the analysis in the first part. In addition, it introduces the existing relevant regulations, regulators and likely upcoming regulatory measures, as well as the diverse body of new financial institutions appearing with the development of the industry, in order to analyse in-depth the current functioning of the industry and its lending practices in China through a large scale survey.